Will I get less than the average mortgage rates if I have great credit?

We are thinking about buying a house, and I just want to know if we have enough for a 10% down payment, decent income, and a great credit score ; can we expect to get below the average mortgage rates that are listed online? Thanks.

We will be get pre-approval before we decide to go house shopping, but I am just wondering this right now.

By | 2013-08-28T05:19:06+00:00 August 28th, 2013|Mortgages Home Loans Interest Rate|1 Comment

About the Author:

One Comment

  1. godged August 28, 2013 at 5:41 AM - Reply

    Great credit scores get the best rates.

    A lender told me that many online calculators put on a rate for an average credit score, but some quote the best rate available.

    Do not forget to compare more than interest rate between lenders. Closing costs, especially with online lenders, can be very different from shop to shop. Ignoring closing costs and only looking at interest rate can cost you thousands of dollars.

Leave A Comment