When do credit card company’s start sending high school students credit card offers in the mail?

I am just wondering when I can expect to get a credit card offer in the mail I am 17 years old.

By | 2013-08-26T07:20:43+00:00 August 26th, 2013|Mortgages Home Loans Interest Rate|6 Comments

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6 Comments

  1. chatsplas August 26, 2013 at 9:54 AM - Reply

    CREDIT is tightening up, and it is less likely that HS students will be flooded with offers this year. Still likely to be some sent to seniors, but be sure you pay off the charge card in FULL every month, do not carry a balance. NOT paying it in full, having late payments, not paying minimums, means the credit card companies CHANGE the terms and charge higher interest rates.

  2. Mickey M August 26, 2013 at 9:48 AM - Reply

    Very interesting question and answers here.

    When I applied for my first credit card many years ago, I was a college graduate, working full-time and making decent money. However, I was rejected.
    Now they send credit cards to high school students? My how things have changed.

  3. Sadie C August 26, 2013 at 8:58 AM - Reply

    I got my first offer when I was 14 years old. They like for you to start establishing a good credit when you are young but thats not usually the case. When you start getting an income or a job or go to college alot of these college kids start putting charges on their credit cards and they won’t be able to pay them back. Be very careful with credit cards because it happens to everybody.

  4. SPIFIMAN1 August 26, 2013 at 8:29 AM - Reply

    Simple really young people are the ones most likely to not read the terms and conditions for the card and are the most likely to run up high balances and incur late fees, over the limit fees and paying the maximum amount of interest. It also starts a long time association with depending on credit cards to live.

  5. koolhondacivic August 26, 2013 at 8:27 AM - Reply

    They send offers as soon as they see the potential to make lots of money! Be careful and don’t get in debt too soon.

  6. Lyra August 26, 2013 at 8:15 AM - Reply

    You will have to wait a little while. Nobody can actually be sure of when you will get your first offer.

    You know we have this whole credit crisis going on. The are kinda not giving credit to everyone anymore and lots of people who need loans and credit can’t get it.. Its crazy.. Do you watch the news ever? Try applying when you are 18

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