If you get a lot of credit cards offers in the mail does that mean you have good credit?

I get tons of credit card offers in the mail. Does that mean I have good credit or do they just send these out to everyone?

By | 2013-08-26T23:18:55+00:00 August 26th, 2013|Mortgages Home Loans Interest Rate|3 Comments

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3 Comments

  1. bdancer222 August 27, 2013 at 12:32 AM - Reply

    No, it just means you are on a lot of mailing lists. You probably fall within the parameters of the pre-selection lists generated by the credit bureaus for credit card companies. If you actually apply for those offers, you may find that you are turned down.

  2. stan c August 27, 2013 at 12:23 AM - Reply

    Just because it says you’re pre-approved doesn’t mean it’s approved. Just go to your local bank and fill out the application and see what happens.

  3. Cold August 26, 2013 at 11:39 PM - Reply

    Even my cat gets them.
    The best credit cards are the ones you get on your own.
    Get out of this mailing list.
    Go to
    Annual Credit Report.com
    (get your three free credit reports while you are at it)
    and opt-out of solicitations and mailings.

    If you want a good card, search for it yourself.
    Bank Rate.com is a good site to find a card you might like.
    Pay in full each month for best credit.
    Carrying balances can ruin credit, and sometimes it devastates lives…

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