Beginners’ guide to mortgages – MoneyWeek investment tutorials

A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim explains the basics of mortgages and highlights…

By | 2013-08-24T17:22:29+00:00 August 24th, 2013|Mortgages Home Loans Interest Rate|25 Comments

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  1. JB3DProductions August 25, 2013 at 9:27 AM - Reply

    Thanks´╗┐ for the video ­čÖé

  2. Priyamjeet Mohanty August 25, 2013 at 8:29 AM - Reply

    Thanks´╗┐ for the´╗┐ video ­čÖé

  3. keatonguy09 August 25, 2013 at 7:42 AM - Reply

    I learn so much from your videos, they are much appreciated. You’re very funny!,´╗┐ the hints and tips part killed me lolol

  4. k4mru7 August 25, 2013 at 6:48 AM - Reply

    Love this channel,´╗┐ great video

  5. istockmoney August 25, 2013 at 5:50 AM - Reply

    thank you for the video. Is´╗┐ it possible to tackle the problem of interest rate? Because apparently we are not paying 4% but like 70 or 90% of the loan in the whole 30 year fix life. thanks

  6. john85x August 25, 2013 at 4:53 AM - Reply

    hi tim ­čÖé thanx a lot´╗┐ for all your nice videos .. i found them very useful ­čÖé i am wondering if you can you do videos on buy back of shares and collective investment vehicles ( with as much details as possible)… i am a student from india and i will be very glad to learn from you … you are a brilliant teacher ­čÖé

  7. Nazimuddin Ar August 25, 2013 at 4:38 AM - Reply

    Tim you are the best financial professor. i am a CFA´╗┐ level 3 candidate and i find your videos very handy.

  8. Frank Velaz August 25, 2013 at 3:52 AM - Reply

    Tim thanks for your time and your teaching. You are professor!!! and thanks´╗┐ to your team too for helping you out. Good job!!

  9. Jonny RootsDem August 25, 2013 at 2:54 AM - Reply

    I find it funny you can get a loan secured by something you don’t´╗┐ yet own.

  10. reardelt August 25, 2013 at 2:36 AM - Reply

    lets say for example i borrow 100,000 pounds for a house and i want to pay back using the repay method(i.e not interest only method). i am reducing the money i owe every month because i am paying a small portion of the original principle every month. But every month, is the interest rate charge on the original principal that i borrowed or´╗┐ on the remaining principal i owe right now.

  11. Martin Rohan August 25, 2013 at 1:47 AM - Reply

    Excellent´╗┐ video, thanks.

  12. WINDFACTOR07 August 25, 2013 at 12:51 AM - Reply

    that would depend if the loan is on a reducing basis or a flat basis. If it is reducing, the interest would be calculated on the´╗┐ remaining principal and if it is a flat rate, the interest would be calculated on the original principal. If your banker quotes you a very low flat rate, be aware that you will continue to pay a higher interest through out the term of the facility unlike loans on reducing rates.

  13. Snir Bitton August 25, 2013 at 12:45 AM - Reply

    very well presented

  14. 123japanuser August 25, 2013 at 12:02 AM - Reply

    DISLIKERS are wives whose husbands divorced them to watch these videos full time.´╗┐

  15. Eric Lyle August 24, 2013 at 11:24 PM - Reply

    Your vids are great!´╗┐ Thanks!

    Boomer Sooner!!!

  16. Mohammed Abed El Jawad August 24, 2013 at 10:44 PM - Reply

    Is there a video posted for Mortgage Backed Securities?

  17. Reinalie Jorolan August 24, 2013 at 10:00 PM - Reply

    You are awesome. It sounds like I am just in the room and you are talking to me. Great pacing…I love the straight forwardness of´╗┐ your side comments. lol. Thank you!

  18. Tansel Adacan August 24, 2013 at 9:06 PM - Reply

    Great´╗┐ teacher and easy to understand. Thank you!!

  19. b00m0n5t3r August 24, 2013 at 8:55 PM - Reply


  20. mortgageratestexas August 24, 2013 at 8:16 PM - Reply

    This is exactly what borrowers need to watch to understand mortgage loans.´╗┐

  21. Ross Kemp August 24, 2013 at 7:20 PM - Reply

    Tim Bennett = God of simplifying finance concepts. Incredibly useful´╗┐ stuff!

  22. ertreri August 24, 2013 at 7:04 PM - Reply

    brilliant video, thanks!´╗┐ ­čÖé

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